Ford Credit First-Time Buyer Program

Financing your first vehicle? Qualified applicants get a low APR and $750 bonus cash on a new Ford.*

Apply for Financing See Eligible Models

Is this your first vehicle?

The Ford Credit First-Time Buyer Program is built for people who haven't financed a vehicle before. No prior auto credit is needed to get started.

What qualified buyers get

  • Low APR compared to typical first-time buyer rates
  • $750 bonus cash* on a new Ford, combinable with active offers
  • Financing up to $50,000
  • Terms up to 84 months** with low down payment options

You may qualify if you

  • Have no prior auto loan or lease
  • Have no repossession, charge-off, or bankruptcy
  • Are buying for personal use
  • Finance through Ford Credit with at least $750 down
  • Choose an eligible new Ford or Ford Blue Advantage CPO vehicle

Ford Models that Qualify for the First-Time Buyer Program

Shopping pre-owned? Certified vehicles qualify too.

Ford Blue Advantage Gold and Blue certified vehicles, current model year to five years old, are eligible.

View CPO Inventory

Ready to get behind the wheel?

Apply online or stop by Schomp Ford at 505 S. Havana St. in Aurora. Our finance team will walk you through every step.

Apply for Financing Call 720-683-0065

*First-Time Buyer Bonus Cash requires Ford Credit financing. Not all buyers will qualify. $750 bonus cash available on eligible new Ford vehicles only. Offer ends September 30, 2026.

**A co-signer or higher down payment may be required based on credit history and underwriting guidelines. See dealer for qualifications and complete details.

Not guaranteed approval. Standard underwriting guidelines apply. Minimum $750 customer cash down required. One vehicle per customer. Personal use only. Eligibility requirements and program terms apply.

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505 S. Havana St., Aurora, CO, 80012

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Main: 720-683-0065 Parts: 720-683-0065 Sales: 720-683-0065 Service: 720-683-0065
Schomp Ford 39.707037, -104.866103.